WHY INSURANCE IS SO IMPORTANT FOR SALON OWNERS.

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Posted September 25, 2017

On the advice line at HABA, we often hear about members who don’t currently have salon insurance in place, for one reason or another. It might be the cost, although there are some really easy ways to get a great deal on salon insurance; sometimes it just comes down to the hassle of getting it sorted, once and for all. No matter why you have been putting off getting salon insurance, we really believe it is one of the best things you can do for your business – so it’s important that you make the time to get your salon insurance sorted.

 

Salon insurance doesn’t just cover the cost of replacing items that are damaged within your salon. Salon insurance provides you with protection against business interruption, against business property damage and business liability, all of which protects salon owners from the many things outside of their control involved in the running of a salon.

 

Our partners at WFI proudly offer a range of innovative insurance products that include a choice of cover options, so you can tailor an insurance package to suit the unique needs of your business. Their people are experienced insurance professionals who take the time to listen, understand what’s important to you and talk to you about your insurance options.

 

Some of our members have recently reported to us that they have been victims of theft and burglary, with iPads and laptops walking out salon doors, or staff members being caught stealing from the register. When these sorts of terrible incidents occur, it’s important to be able to trust your insurer whom you are relying on most in this moment. The close relationship between WFI and HABA means that WFI is up to date on all the latest in the hair and beauty industry and are able to respond and react accordingly to their service, policies and offering to members. Theft, which was never a huge issue for hair and beauty salons, is now covered under some policies offered by WFI for salon owners. And if you ever have to make a claim, it’s reassuring to know it will be handled by a dedicated claims officer who is on hand to provide a simple and timely claims process. WFI’s philosophy is to provide an excellent personalised claims service to every client, in every claim

 

WFI is a proud alliance partner of HABA and one of Australia’s leading business insurers, with a long and proud history, dating back to 1919. By being an alliance partner, HABA and WFI are able to come together to offer discounted premiums for members across a range of policies and covers, and members are able to speak to WFI account managers quickly and easily throughout the year – either by phone, or in person with HABA at a range of hair and beauty tradeshows across the country each year. Just like HABA, WFI has a very broad reach with over 170 Area Managers located throughout Australia. Unlike a number of competitors, WFI prefers to deal directly with their clients face-to-face. When you deal with WFI, you deal with a person, not just a voice on the other end of the telephone.

It is this person-to-person relationship building, that we know is so valued in the hair and beauty industry, that really sets WFI apart from other providers in this space.

 

If you, want to see a significant improvement in the service and cover that you receive from your insurer, we would love you to get in touch with WFI today. To receive your HABA Members Discount, you must contact HABA and we can help you to speak to the right people at WFI to facilitate that discount. To find out more about WFI’s products, request a quote, or to contact your Local Area Manager, simply call HABA on (02) 9221 9911 and we will put you in touch with the best person at WFI to deal with your inquiry.